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The Bank of Gapla is Gapla's central bank and its only government-owned bank. While private banks operate in Gapla, most Gaplans deposit their funds directly to the Bank of Gapla due to Gapla's small size. The Gapla dollar is frequently exchanged for U.S. Dollars through in-person transactions and on the Bank of Gapla's online banking website at a rate of 20 Gapla Dollars per U.S. Dollar. The Bank of Gapla's online banking website also allows users to send and receive money and view their balance.

The Bank of Gapla also issues the GaplaCoin (GPC), an <abbr="Solana Program Library">SPL</abbr>-based Solana cryptocurrency that is pegged at a 1:1 ratio to the Gapla Dollar, although its use is limited. The cryptocurrency was formerly an <abbr=Ethereum Request for Comments 20">ERC-20</abbr> token on an Ethereum testnet.

The Bank of Gapla also offers an <abbr="Application Programming Interface">API</abbr>, which allows users to create online stores and automate payments.